SHAIKH TRADES — PRIVACY POLICY Effective Date: June 2026 Operator: Yusuf Shaikh, Ontario, Canada This Privacy Policy describes how Shaikh Trades ("we," "us," or "our") collects, uses, stores, shares, and protects personal information when you visit our website, purchase a membership, access our Discord community, or otherwise interact with the Service. By using the Service, you acknowledge the practices described in this Privacy Policy. This Policy should be read together with our Terms of Service, Refund Policy, and End User License Agreement. 1. SCOPE 1.1 This Privacy Policy applies to personal information collected through the Shaikh Trades website, checkout flows, Discord server, email communications, support channels, and related systems operated by Yusuf Shaikh from Ontario, Canada. 1.2 This Policy does not govern third-party websites, brokerages, social media platforms, or services that we do not control. Your use of Discord, Stripe, and other third-party platforms is subject to their respective privacy policies. 2. INFORMATION WE COLLECT 2.1 Account and Identity Information We may collect: - Discord user ID and Discord username/display name - Email address - Name or billing name where provided at checkout - Age confirmation or eligibility attestations where collected 2.2 Payment and Subscription Information We collect subscription status, plan type, billing interval, payment confirmation metadata, and transaction identifiers. Full payment card numbers are processed by Stripe and are not stored on our servers. 2.3 Technical and Usage Information We may collect IP address, browser type, device information, access timestamps, pages viewed, referral source, and logs related to authentication, role assignment, and fraud prevention. 2.4 Communications We retain emails, support messages, and administrative correspondence necessary to operate the Service and respond to inquiries. 2.5 Community Activity We may maintain records of role assignments, access events, moderation actions, and violations of community rules to protect the Service and enforce our Terms. 3. HOW WE USE YOUR INFORMATION 3.1 We use personal information to: - Provide, operate, and maintain the membership Service - Process payments and manage subscriptions - Grant, verify, and revoke Discord access and roles - Send transactional communications such as welcome emails, receipts, billing notices, and security alerts - Respond to support requests and account inquiries - Detect, investigate, and prevent fraud, abuse, chargebacks, and unauthorized sharing - Comply with legal, tax, accounting, and regulatory obligations - Improve website performance, security, and user experience 3.2 We do not use your information to provide personalized investment advice because the Service is educational only. 4. DISCORD PROCESSING 4.1 Discord is used for community access, authentication linkage, and role-based membership control. 4.2 When you connect your Discord account or join the Shaikh Trades server, we receive and process Discord identifiers necessary to verify membership status and assign appropriate roles. 4.3 Discord may independently collect information about your use of its platform under Discord's Privacy Policy and Terms of Service. 4.4 If your subscription ends or is terminated, we may remove roles and restrict access to paid channels associated with your Discord account. 5. STRIPE PROCESSING 5.1 Payments are processed by Stripe, Inc. and its affiliates. When you subscribe, Stripe collects payment method details, billing address where applicable, and transaction data directly from you. 5.2 We receive limited payment metadata from Stripe, such as customer ID, subscription ID, payment status, last four digits of card where available, and billing event timestamps. 5.3 Stripe's handling of payment information is governed by the Stripe Privacy Policy and applicable financial regulations. 5.4 We use Stripe data to confirm purchases, manage renewals, respond to billing inquiries, and submit evidence in payment disputes. 6. OTHER SERVICE PROVIDERS 6.1 We may use additional infrastructure providers to host the website, store account records, send email, and operate access control systems. These providers process data on our behalf only as necessary to deliver the Service. 6.2 Service providers are authorized to use personal information solely for the purpose of performing services for Shaikh Trades and must protect it consistent with this Policy and applicable law. 7. NO SALE OF PERSONAL DATA 7.1 Shaikh Trades does not sell your personal data to third parties. 7.2 We do not rent, broker, or trade personal information for monetary or other valuable consideration. 7.3 We share information only with service providers, professional advisers, or authorities as described in this Policy and only to the extent necessary for legitimate business purposes. 8. LEGAL DISCLOSURES 8.1 We may disclose personal information where required by law, regulation, legal process, or governmental request. 8.2 We may disclose information to protect the rights, property, or safety of Shaikh Trades, Subscribers, or others, including in connection with fraud prevention, enforcement of our Terms, or response to chargebacks and disputes. 8.3 If Shaikh Trades undergoes a business transition such as a merger, acquisition, or asset sale, personal information may be transferred subject to continued protection consistent with this Policy. 9. DATA RETENTION 9.1 We retain personal information for as long as necessary to provide the Service, maintain accurate billing records, and fulfill the purposes described in this Policy. 9.2 Account, subscription, and billing records may be retained for extended periods where required for tax, accounting, audit, or compliance purposes. 9.3 We retain certain records for legal defence, including evidence related to payment disputes, chargebacks, fraud investigations, Terms enforcement, and intellectual property protection, for as long as necessary to establish, exercise, or defend legal claims. 9.4 When retention is no longer required, we will delete or anonymize information in accordance with our internal retention practices, subject to legal hold obligations. 10. SECURITY 10.1 We implement reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, loss, misuse, or alteration. 10.2 No method of transmission or storage is completely secure. You are responsible for maintaining the security of your Discord account, email account, and devices. 10.3 Please notify us promptly at ysfalishaikh@gmail.com if you believe your account or personal information has been compromised. 11. INTERNATIONAL TRANSFERS 11.1 Personal information may be processed in Canada and in other countries where our service providers operate. 11.2 By using the Service, you acknowledge that your information may be transferred to jurisdictions that may have different data protection laws than your home jurisdiction. 12. YOUR RIGHTS AND CHOICES 12.1 Depending on your location, you may have rights to access, correct, update, delete, or restrict certain processing of your personal information, subject to legal exceptions. 12.2 You may cancel your subscription through the billing portal. Cancellation stops future billing but does not delete all records immediately because retention for legal, tax, and defence purposes may continue as described above. 12.3 To exercise privacy rights or submit a data request, contact ysfalishaikh@gmail.com with sufficient information to verify your identity. We will respond within a reasonable timeframe and as required by applicable law. 12.4 We may decline requests that are manifestly unfounded, repetitive, or incompatible with legal retention obligations. 13. COOKIES AND ANALYTICS 13.1 Our website may use cookies, local storage, or similar technologies to maintain sessions, remember preferences, and understand site usage. 13.2 You can control cookies through your browser settings. Disabling certain cookies may affect site functionality. 13.3 If analytics tools are used, they help us understand traffic patterns and improve the website. Where required, consent mechanisms will be presented. 14. CHILDREN'S PRIVACY 14.1 The Service is not intended for individuals under eighteen (18) years of age. 14.2 We do not knowingly collect personal information from children. If we learn that information has been collected from a child in violation of this Policy, we will take appropriate steps to delete it. 15. MARKETING COMMUNICATIONS 15.1 We may send transactional and service-related emails necessary to operate your membership. 15.2 Promotional emails, if sent, will include an option to unsubscribe where required by law. Unsubscribing from marketing does not affect essential billing or account notices. 16. CHANGES TO THIS POLICY 16.1 We may update this Privacy Policy from time to time to reflect changes in the Service, legal requirements, or operational practices. 16.2 The Effective Date at the top of this document indicates the latest revision. Material changes will be communicated through the website, email, or Discord where practicable. 16.3 Continued use of the Service after an update constitutes acknowledgment of the revised Policy, except where further consent is required by law. 17. CONTACT For privacy questions, data requests, or concerns regarding this Privacy Policy, contact: Yusuf Shaikh Shaikh Trades Ontario, Canada Email: ysfalishaikh@gmail.com We will review and respond to legitimate inquiries within a reasonable period as required by applicable law.